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Coming to terms with term deposits
As an investor, you need to ensure that you are seeking advice on safe income-producing investments, even if it is just a relatively small portion of your portfolio to boost your overall returns. The...
View ArticleContribution caps have increased – you need to know this!
From 1 July 2014, the superannuation contribution caps have increased, allowing an opportunity to place more money in that beautiful tax effective environment called superannuation. The contribution...
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What is a re-contribution strategy?
A re-contribution strategy is just that; a withdrawal of your superannuation benefits and a re-contribution back into super. This is probably the simplest and easiest of strategies to implement that...
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Lonsec delivers subscribe recommendation on Medibank IPO
The following article was originally published online in Professional Planner magazine on 26/10/2014. View the original here. Lonsec Stockbroking has released a research report on Medibank Private...
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ATO targets boomers with self-managed superannuation funds
ATO assistant commissioner for SMSFs Matthew Bambrick (above) said a boost in compliance work on the nation’s 531,059 – and growing – funds was not a bad idea. Photo: Dominic Lorrimer The following is...
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SMSF performance reporting and bench-marking available
Our online SMSF accounts have recently been updated with the ability to view a number of portfolio charts including the ability to track the investment performance of your SMSF portfolio against a...
View ArticleCollectibles – time to act
Collectibles and changes from 1 July 2016 Does your SMSF own artwork, jewellery, coins, vintage cars, wine collections or antiques to name a few of the major items deemed collectibles? If these items...
View ArticleAdviser or Broker?
ASX listed equities are statistically the most common asset in an SMSF and this is reflected in the hundreds of SMSF accounts I review each year. A common question I ask my clients is “do you have an...
View ArticleTop 10 end of financial year tips for your SMSF
The end of the financial year is the perfect time to give your SMSF some love. The following are our top 10 pre-30 June items we believe every SMSF trustee should look at. Take your minimum pension!...
View ArticleSolution to Improving Adult Financial Literacy
I was interested but not necessarily surprised to read two articles this week relating to financial fortunes of the general Australian population. The first article talked about financial literacy,...
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What are the average costs of running an SMSF?
The perceived high costs involved with running your own fund can sometimes be the determinant factor for many people, especially when considering if having an SMSF is right for them. In addition to...
View ArticleDiverting personal services income to SMSFs
The ATO is currently reviewing arrangements where individuals (at, or approaching, retirement age) purport to divert their personal services income to an SMSF, so that the income is taxed...
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Are you ready for retirement? Where to start.
One of the key challenges for people approaching retirement is adequately preparing for it. The other big challenge is gaining greater confidence in how their finances might look once retired. Getting...
View ArticleHow life insurance in your super could impact your retirement savings
If you have super with a default fund (i.e. the one your employer offered) you will have some form of life insurance, unless you have opted out. If you have researched and selected a superannuation...
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